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From Cutler Ridge, Saga Bay and Lakes by the Bay to Perrine and the Old Cutler Road side of Palmetto Bay, we buy houses across both South Dade communities as-is. Cash buyers · 25+ years of combined experience · 1,000+ transactions.
Palmetto Bay (a village, incorporated in 2002) and Cutler Bay (a town, incorporated in 2005) are neighboring communities in South Miami-Dade, each with its own government. Much of the area, especially Cutler Ridge, was hit hard by Hurricane Andrew in 1992, so many houses here were rebuilt or repaired in the years after — sometimes well, sometimes with permits that were never fully closed out.
Palmetto Bay leans toward larger lots and tree-lined streets near Old Cutler Road; Cutler Bay has more suburban subdivisions such as Saga Bay and Lakes by the Bay. Some older South Dade streets are still on septic systems, and properties near Biscayne Bay and its canals can be in flood zones.
These ZIP codes cover all or part of Palmetto Bay & Cutler Bay. ZIP boundaries don't always follow city limits, and some are shared with neighboring cities.
Not on the list? Send the address — if it's in South Florida, we'll take a look.
Send your address and a few details using the form below. No contracts to sign up front, no commitment — just a conversation.
We check your property against real recorded sales at the Clerk of Courts, not an algorithm. Usually back to you within a day or two.
No cleaning, no staging, no strangers walking through your home. You pick the closing date that works for you.
| Selling to Prop Hunters | Listing with an agent | |
|---|---|---|
| Repairs & condition | Sold as-is. We account for the repairs in our offer, so you don't fix, clean out or stage anything. | Buyers and their lenders often ask for repairs or credits after the inspection and appraisal. |
| Showings | No open houses and no strangers walking through. The process is a private conversation. | Showings and open houses are a normal part of marketing a listed home. |
| Commissions & fees | No listing-agent commission when you sell directly to us. Closing costs depend on the contract, and we'll go through them with you. | Agent commissions are negotiable and vary by agreement, plus closing costs and any repair credits. |
| Buyer financing | Our offers are cash offers, so there is no buyer mortgage approval to fall through. | The sale can depend on the buyer's loan approval and the lender's appraisal. |
| Closing date | You choose a closing date that works for you. | Depends on the buyer's financing, inspection and appraisal timeline. |
| Price | Our offer reflects the house as it stands today, with repair and holding costs taken out. | A renovated, move-in-ready house can sometimes sell for more on the open market, but that takes time and money up front and is not guaranteed. |
| Best fit | Houses needing major work, and complicated situations such as probate, liens, tenants or code cases — or sellers who value privacy and certainty. | Move-in-ready houses, or sellers with the time and budget to prepare the house for market. |
If your Palmetto Bay & Cutler Bay house is in good shape and you are not in a hurry, listing with an agent may bring a higher price. Our offers make the most sense when condition, timing or a complicated situation makes a traditional sale hard.
Someone has passed and the estate isn't open yet. We can talk through the steps with you and your attorney.
A house from a parent or relative that nobody wants to repair or manage.
You owe more than the house is worth and your lender has to approve the sale.
A clean sale both owners can agree on, without staging or showings.
We buy houses with tenants in them, including problem tenants.
Payments have fallen behind and you want options before it gets worse.
An empty house costing you taxes, insurance and worry every month.
Big structural or roof problems that make a conventional sale hard.
No repairs, no cleaning out, no showings.
Open code cases, fines or liens on the property.
Unpaid property taxes or other liens that complicate a sale.
A foreclosure is underway or looming and you want to understand your options.
Yes — that's what we do. We buy distressed Palmetto Bay & Cutler Bay houses as-is: major repairs, damage, violations, foreclosure, probate, bad tenants. We don't buy condos.
We estimate what the house would be worth fully repaired, based on recorded Miami-Dade sales of comparable nearby homes. Then we subtract what we expect repairs, holding costs and closing costs to be, and what we need to make the project worth taking on. We don't use a flat percentage, and we'll explain how we got to the number.
No. Palmetto Bay is a village and Cutler Bay is a town; each has its own government, permitting and code enforcement. Both are in Miami-Dade County, and we buy in both. Send your address and we'll confirm which one applies.
We look at properties in the ZIP codes that cover all or part of Palmetto Bay & Cutler Bay, including 33157, 33158, 33176, 33189, and 33190. ZIP boundaries don't always follow city lines, so if you're not sure, just send us the address.
Usually within a day or two of sending your address and details.
These are official government sites. They're useful if you want to look up your own parcel, recorded liens or permit history before you talk to anyone.