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Key Largo and Tavernier are the closest Keys to the mainland — and a lot of the houses here are canal homes from the 1960s and '70s that need much more than a facelift. Cash buyers · 25+ years of combined experience · 1,000+ transactions.
Key Largo is unincorporated Monroe County, so building permits, code enforcement and the ROGO permit allocation system are all run by the county. Most of the developed land is in subdivisions laid out along dredged canals, on both the bay and ocean sides of US-1.
Typical Key Largo housing is a mix of older ground-level CBS homes, frame houses, and newer homes on pilings. The older ones are often below today's flood elevation; the newer ones sometimes have enclosed downstairs areas that were finished as living space without permits — a common sticking point when a stilt home is sold.
The Upper Keys also switched from septic to central sewer over the past two decades. If your property never connected, or there's an outstanding assessment, it's something we can work through at closing.
These ZIP codes cover all or part of Key Largo. ZIP boundaries don't always follow city limits, and some are shared with neighboring cities.
Not on the list? Send the address — if it's in South Florida, we'll take a look.
Send your address and a few details using the form below. No contracts to sign up front, no commitment — just a conversation.
We check your property against real recorded sales at the Clerk of Courts, not an algorithm. Usually back to you within a day or two.
No cleaning, no staging, no strangers walking through your home. You pick the closing date that works for you.
| Selling to Prop Hunters | Listing with an agent | |
|---|---|---|
| Repairs & condition | Sold as-is. We account for the repairs in our offer, so you don't fix, clean out or stage anything. | Buyers and their lenders often ask for repairs or credits after the inspection and appraisal. |
| Showings | No open houses and no strangers walking through. The process is a private conversation. | Showings and open houses are a normal part of marketing a listed home. |
| Commissions & fees | No listing-agent commission when you sell directly to us. Closing costs depend on the contract, and we'll go through them with you. | Agent commissions are negotiable and vary by agreement, plus closing costs and any repair credits. |
| Buyer financing | Our offers are cash offers, so there is no buyer mortgage approval to fall through. | The sale can depend on the buyer's loan approval and the lender's appraisal. |
| Closing date | You choose a closing date that works for you. | Depends on the buyer's financing, inspection and appraisal timeline. |
| Price | Our offer reflects the house as it stands today, with repair and holding costs taken out. | A renovated, move-in-ready house can sometimes sell for more on the open market, but that takes time and money up front and is not guaranteed. |
| Best fit | Houses needing major work, and complicated situations such as probate, liens, tenants or code cases — or sellers who value privacy and certainty. | Move-in-ready houses, or sellers with the time and budget to prepare the house for market. |
If your Key Largo house is in good shape and you are not in a hurry, listing with an agent may bring a higher price. Our offers make the most sense when condition, timing or a complicated situation makes a traditional sale hard.
Someone has passed and the estate isn't open yet. We can talk through the steps with you and your attorney.
A house from a parent or relative that nobody wants to repair or manage.
You owe more than the house is worth and your lender has to approve the sale.
A clean sale both owners can agree on, without staging or showings.
We buy houses with tenants in them, including problem tenants.
Payments have fallen behind and you want options before it gets worse.
An empty house costing you taxes, insurance and worry every month.
Big structural or roof problems that make a conventional sale hard.
No repairs, no cleaning out, no showings.
Open code cases, fines or liens on the property.
Unpaid property taxes or other liens that complicate a sale.
A foreclosure is underway or looming and you want to understand your options.
Yes — that's what we do. We buy distressed Key Largo houses as-is: major repairs, damage, violations, foreclosure, probate, bad tenants. We don't buy condos.
We estimate what the house would be worth fully repaired, based on recorded Monroe County sales of comparable nearby homes. Then we subtract what we expect repairs, holding costs and closing costs to be, and what we need to make the project worth taking on. We don't use a flat percentage, and we'll explain how we got to the number.
Yes. Enclosed or finished areas below the flood elevation are common in Key Largo. We buy as-is and factor in what it takes to bring the ground level into compliance, so you don't have to fix it before you sell.
We look at properties in the ZIP codes that cover all or part of Key Largo, including 33037 and 33070. ZIP boundaries don't always follow city lines, so if you're not sure, just send us the address.
Usually within a day or two of sending your address and details.
These are official government sites. They're useful if you want to look up your own parcel, recorded liens or permit history before you talk to anyone.