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Islamorada — Plantation Key, Windley Key and Upper and Lower Matecumbe — has everything from 1950s block houses to elevated bayfront homes. We buy the ones that need work. Cash buyers · 25+ years of combined experience · 1,000+ transactions.
The Village of Islamorada incorporated in 1997 and has its own planning, permitting and code enforcement, separate from the county. It's a sport-fishing town with a lot of waterfront and canal property, and much of it sits in high-risk flood zones, including V-zones along the ocean side.
The older homes — ground-level CBS and frame houses from the 1950s through the 1970s — are the ones that struggle: below today's flood elevation, expensive to insure, and limited by the FEMA 50% rule in how much they can be improved. For many of them, the real value is in a rebuild, and because new homes in Islamorada are limited by the village's building permit allocation system, an existing lawful home is worth protecting.
These ZIP codes cover all or part of Islamorada. ZIP boundaries don't always follow city limits, and some are shared with neighboring cities.
Not on the list? Send the address — if it's in South Florida, we'll take a look.
Send your address and a few details using the form below. No contracts to sign up front, no commitment — just a conversation.
We check your property against real recorded sales at the Clerk of Courts, not an algorithm. Usually back to you within a day or two.
No cleaning, no staging, no strangers walking through your home. You pick the closing date that works for you.
| Selling to Prop Hunters | Listing with an agent | |
|---|---|---|
| Repairs & condition | Sold as-is. We account for the repairs in our offer, so you don't fix, clean out or stage anything. | Buyers and their lenders often ask for repairs or credits after the inspection and appraisal. |
| Showings | No open houses and no strangers walking through. The process is a private conversation. | Showings and open houses are a normal part of marketing a listed home. |
| Commissions & fees | No listing-agent commission when you sell directly to us. Closing costs depend on the contract, and we'll go through them with you. | Agent commissions are negotiable and vary by agreement, plus closing costs and any repair credits. |
| Buyer financing | Our offers are cash offers, so there is no buyer mortgage approval to fall through. | The sale can depend on the buyer's loan approval and the lender's appraisal. |
| Closing date | You choose a closing date that works for you. | Depends on the buyer's financing, inspection and appraisal timeline. |
| Price | Our offer reflects the house as it stands today, with repair and holding costs taken out. | A renovated, move-in-ready house can sometimes sell for more on the open market, but that takes time and money up front and is not guaranteed. |
| Best fit | Houses needing major work, and complicated situations such as probate, liens, tenants or code cases — or sellers who value privacy and certainty. | Move-in-ready houses, or sellers with the time and budget to prepare the house for market. |
If your Islamorada house is in good shape and you are not in a hurry, listing with an agent may bring a higher price. Our offers make the most sense when condition, timing or a complicated situation makes a traditional sale hard.
Someone has passed and the estate isn't open yet. We can talk through the steps with you and your attorney.
A house from a parent or relative that nobody wants to repair or manage.
You owe more than the house is worth and your lender has to approve the sale.
A clean sale both owners can agree on, without staging or showings.
We buy houses with tenants in them, including problem tenants.
Payments have fallen behind and you want options before it gets worse.
An empty house costing you taxes, insurance and worry every month.
Big structural or roof problems that make a conventional sale hard.
No repairs, no cleaning out, no showings.
Open code cases, fines or liens on the property.
Unpaid property taxes or other liens that complicate a sale.
A foreclosure is underway or looming and you want to understand your options.
Yes — that's what we do. We buy distressed Islamorada houses as-is: major repairs, damage, violations, foreclosure, probate, bad tenants. We don't buy condos.
We estimate what the house would be worth fully repaired, based on recorded Monroe County sales of comparable nearby homes. Then we subtract what we expect repairs, holding costs and closing costs to be, and what we need to make the project worth taking on. We don't use a flat percentage, and we'll explain how we got to the number.
No. We buy throughout South Florida, including the entire Keys. Islamorada is about an hour and a half from our base in Miami Lakes, and we'll come see the property.
We look at properties in the ZIP codes that cover all or part of Islamorada, including 33036. ZIP boundaries don't always follow city lines, so if you're not sure, just send us the address.
Usually within a day or two of sending your address and details.
These are official government sites. They're useful if you want to look up your own parcel, recorded liens or permit history before you talk to anyone.